Meet The Team

Andy originally passed his Financial Planning Certificate in 1999 and has been advising clients since 2004, obtaining chartered status in 2011. With an honours degree in Mathematics Andy’s main skillset lies in his technical knowledge, he always wants to peer under the hood of any problem! He is most comfortable in deep analysis and takes time to produce the optimum solution for scenario. Andy has headed up an investment committee managing nearly £200M of investment funds in the past with a proven track record for improving performance of client portfolios.

While this is the case Andy takes most pride in trying to make complicated solutions simple and leaving clients in the most informed position – most clients do not want to discuss technical jargon and so Andy sees clear communication as the key.

Michelle has extensive experience in the financial services industry. Having spent over a decade at The Co-operative Group, where she was instrumental in the development and launch of The Co-operative Membership scheme, she later assumed the role of Head of Customer Strategy at a bank in Birmingham. Upon returning to the North, she led the Gift Cards and New Ventures teams and provided interim management for the Credit Cards and Lending teams at Asda Money.

More recently, she has taken on consultancy roles in marketing strategy and compliance across different banks and building societies, contributing to the development and relaunch of Skipton Building Society’s financial advice proposition.